ico4Annuities aren’t bad by definition and they sometimes have an important place in one’s investment portfolio.  Unfortunately, the benefits are often over sold and money is often locked away for an unnecessarily long period of time in order for the agent to “earn” a large commission.  At WE, the client always comes first; thus, when appropriate we will utilize the best of breed annuities solutions that are available or we will refer a client to a fiduciary based planner who has more in depth investment tools at their disposal.