ico2This product is one of the most flexible products that the insurance industry has ever created. As stated in other areas of this site, proper design either makes this product a valuable life-long financial partner or a rather big mistake that you may regret in the future. Using a fiduciary type design approach that will minimize commissions and fees, while maximizing tax efficiency and cash accumulation, you will learn all the wonderful benefits of this product and more importantly, how to use them! Be sure to spend some time looking into the benefits of the proprietary WE Private Reserve Account.