Term insurance is designed for when there is a need for temporary life insurance
protection. It is also perfect for the young family that does not have very much disposable income but may have young children at home, a house mortgage and other debts that need to be paid for in the event of an early death of the family bread winner(s). It can be bought in yearly, 5 year, 10 year, 15 year, 20 year or 30 year terms in which the premiums remain level for that term period. Purchasing a term policy that has the ability to be converted to a permanent policy could prove to be an excellent decision as your insurability can be locked in at your current underwriting class.
WE Alliance Insurance Solutions Inc. represents all of the top term life companies in the life insurance industry. The ability to shop multiple companies in order to match your needs allows us to be the most competitive company in the industry. Policies ranging from very basic design to policies built for key man, corporate buyouts, mortgage elimination, or living benefits. We have them all. Your WE Alliance Insurance Solutions Inc. agent has all the tools and resources to deliver the very best term insurance design to match your needs.